I have a home office deduction, maybe you’re in one of those camps where you do that. I itemize my deductions, maybe you do too. Now, part of what brought me to this review and this episode in this context is taxes. YNAB, I don’t even know what questions to ask. How much did I spend last year on eating out or car repairs? Because then I can plan my next year’s budget based on that. Then you can look at stuff and see where it’s going. Like reports, I need some reports.īudgeting software has to have reports at least in my opinion. EveryDollar said, “No new features,” since it was released. I wanted to like this software, I wanted to switch to it, it’s half as much as the EveryDollar plus and it did take them half as long to build it, I know they’re going to turn out new features with YNAB much faster than EveryEollar. EveryDollar also doesn’t have any reporting features. Right now it’s half the price of EveryDollar and that’s nice. The last thing on YNAB, there are no reports. I’m not going to go get into it because I don’t understand it, it didn’t make sense to me. In YNAB, it does this odd thing with the budget. In Mint, which I also used to use, you transfer it to the credit card from the checking. It’s because I had to spend an hour trying to do it myself then I contacted support, took three days to get a response, spent another two or three hours on the forums messing around, trying to figure out what to do with my credit card payment. Then, it took me four days to figure out how to get the auto import to work. It took me 20 minutes to create my first budget, categories and limits, I copied what I had from every dollar which is what I have been using for a while now. It’s been around for a while, it has a lot of good feedback on it. I have been looking forward to this for a long time.” YNAB has four million users prior to this new version. I thought, “This is great, this is the time where I can try this out, maybe switch to something new. So the new YNAB, the web based version, it’s got an auto import feature. But I don’t want to spend two and here hours a month manually typing in “Walmart, kid’s clothes, $53.13, February 2nd,” it’s mind numbing, it’s a waste of my time. Some people like pen and paper, that’s good, I appreciate that. It’s a deal breaker if the budgeting tool can’t do that, at least for me. Auto import is a huge big time saver for me, it’s what I look for as a top feature in budgeting software. Some people like that because they want to manually track where their stuff is going. The issue with the old software they had, it was a onetime $60 charge, you couldn’t auto import the transactions, everything was manual. New, You Need a Budget or YNAB 5, depending on where you look. YNAB released their web based software in January of 2016. Today, we’re looking at budgeting software, comparing EveryDollar, Mint and You Need a Budget which is called YNAB for short. ![]() When I use a new program, I should be able to figure it out quickly and easily without having to watch a tutorial or read a manual if the software’s well designed. I’m a pretty bright guy I like to think when it comes to software. I’ve been writing software since college, I have an IT degree, I build Ecommerce websites, user interfaces, know a dozen programming languages, designed encoded database that handles millions of transactions a day. If I get stuck then I will look at the instructions unless there is something like 500 pieces then I will start with the instructions but you got 50 pieces, no, I should be able to figure that out. ![]() ![]() Last time on the show, how much should you tip? Where, and why.Īs a man, when I purchase something that needs assembly, I open the box, open all the boxes in that box, then the packages, unwrap everything, lay it out neatly on the floor in little piles and start putting it together. If you have a question you like answered on the show, visit. I’ll be answering your questions about money, business and life. In the studio with me is producer who loves a good action movie. Broadcasting from one Dallas Tower, it’s the Scott Alan Turner show, ready to help you get out of debt, save more money and retire early and become a financial rockstar. ST: Tribute to the nature boy Rick Flare, you’ll hear why coming up.
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